Cost of Living
It’s out of control. Almost every day I’m hearing statistics about how much more we are paying for groceries, utilities, and insurance than we were even a few years ago. Inflation. I won’t get into the political side of things, but I will just say, this is what happens when the government gives away money that it doesn’t really have to begin with. I don’t know who in our history ever decided that was a good idea, but honestly it needs to stop. Our country needs to learn to live on a budget just like you and I need to live on a budget in order to be wise and healthy financial consumers. Anyway, I digress. Back to the cost of living. It’s out of control. Real estate prices are insane and add in the crazy high interest rates right now, homeownership can seem pretty unaffordable to many. A year ago, my ex-husband and I decided to buy property together and convert the daylight basement to a separate apartment. That way the kids could see more of each of us, not have to split their time, and...